Home Selling

Getting ready to sell your home? Selling a home, after all, entails a whole lot more than just putting a “For Sale” sign on your front lawn or uploading a few random photos of your place—especially if you’re angling for the most cash. (And, honestly, who isn’t?) That’s why we put together the ultimate checklist for selling a house.

Find the right agent.

Your real estate agent should be someone you trust and feel comfortable working with. Here is what you can expect when hiring me as your Listing Agent:

Experience: Over 10 years of successful real estate transacations.
Honesty: Trust your intuition. Your agent should be sincere and trustworthy. I always work in the best interest of my clients
Negotiation skills: You want an aggressive negotiator, not somebody who is out to make a quick sale at your expense.
Effective communication: Communication and availability are key. Real estate is more than just 9am-5pm. I am available 7 days a week and I will get the job done.

Made an Offer

Get quotes for inspection services- Home inspectors help identify any underlying issues your home may have—such as problems with the foundation or electrical system. Getting an inspection before closing can help you decide if the home is for you, or whether you want to try to negotiate a better price.

Hire a Real Estate Attorney - A real estate attorney's role is to ensure the legal transfer of property from seller to buyer.

Understand what happens when you're ready to go under contract - When your offer has been accepted, you'll go under contract.

Under Contract

Get your home inspected - Inspections are highly recommended to help find any underlying issues that may affect the value of your home and how much work it needs.

Submit your earnest money - Earnest money is pre determined on your original offer. It is held in escrow until closing day. It ultimately goes towards your down payment at closing.

Get your home appraised - A home appraisal helps determine how much your home is worth. The appraiser is typically chosen by your lender and ordered after the inspection period is complete.

Get quotes and purchase home insurance - You are required by law to get home insurance when you purchase a home. Shop around to find the best deals. Bundling your home, auto, and other insurance can save you money.

Prepare for Closing Day

Price out moving companies/rental trucks
Attorney will schedule the closing day with a title company
Schedule your final walk through
Bring your down-payment cashiers check to closing (lender will give you the total)

Closing Costs

Here are some of the fees homebuyers should brace themselves to pay. Not to worry, between your attorney and lender they will guide you through all of these closing costs so there are no surprises!

A loan amount origination fee, which lenders charge for processing the paperwork for your loan.
A fee for running your credit report.
A fee to underwrite and assess your credit worthiness.
A fee for the appraisal of the home you hope to own to make sure its value matches the size of the loan you want.
A fee for the home inspection, which checks the home for potential problems from cracks in the foundation to a leaky roof.
A fee for a title search to unearth any liens on the property that could interfere with your ownership of it. Title insurance protects the lender and buyer from claims against the home and property.
A survey fee if it’s a single-family home or town home (but not condos)
Taxes, also called stamp taxes, on the money you’ve borrowed for your home loan.
Private mortgage insurance is an additional fee that buyers can expect to pay if they can’t come up with a down payment that’s 20% of the purchase price.
Discount points, or mortgage points, are fees paid right to the mortgage lender in exchange for a lower interest rate. One point is valued at 1% of your mortgage total. It may seem like lot to pay upfront, but doing so will lower your monthly mortgage payment.
One-time fees may also include: document recording fees for the deed and mortgage, buyers’ attorney fees, real estate agent commission.

Home Selling

Find the right agent.

Your real estate agent should be someone you trust and feel comfortable working with. Here is what you can expect when hiring me as your Listing Agent:

​

Made an Offer

Under Contract

Prepare for Closing Day

Price out moving companies/rental trucks

Attorney will schedule the closing day with a title company

Schedule your final walk through

Bring your down-payment cashiers check to closing (lender will give you the total)

Closing Costs

Here are some of the fees homebuyers should brace themselves to pay. Not to worry, between your attorney and lender they will guide you through all of these closing costs so there are no surprises!

A loan amount origination fee, which lenders charge for processing the paperwork for your loan.

A fee for running your credit report.

A fee to underwrite and assess your credit worthiness.

A fee for the appraisal of the home you hope to own to make sure its value matches the size of the loan you want.

A fee for the home inspection, which checks the home for potential problems from cracks in the foundation to a leaky roof.

A fee for a title search to unearth any liens on the property that could interfere with your ownership of it. Title insurance protects the lender and buyer from claims against the home and property.

A survey fee if it’s a single-family home or town home (but not condos)

Taxes, also called stamp taxes, on the money you’ve borrowed for your home loan.

Private mortgage insurance is an additional fee that buyers can expect to pay if they can’t come up with a down payment that’s 20% of the purchase price.

Discount points, or mortgage points, are fees paid right to the mortgage lender in exchange for a lower interest rate. One point is valued at 1% of your mortgage total. It may seem like lot to pay upfront, but doing so will lower your monthly mortgage payment.

One-time fees may also include: document recording fees for the deed and mortgage, buyers’ attorney fees, real estate agent commission.